If you think you’re having a bad day today, one  motorist probably has you beat.

Imagine you’re on your way to work, driving along, and maybe rocking out to the newest Baha Men album, because you didn’t forget about them like everyone else had. Then, your car approaches a railroad crossing.

Being the good driver that you are, you slow down a little to make sure no trains are approaching. Sure, the crossbar is up, but you can’t be too careful these days. However, just as you cross the tracks – WHAM! – a half-ton bull slams into the side of your car.

As absurd a situation as that seems, it happened on 29 January at an intersection of Ningbo City in Zhejiang Province, China. Luckily, a security camera captured the incident as it happened during rush hour of that fateful day, because the driver would have had a heck of a time convincing their insurance company that actually took place.

As the video shows, the bull narrowly avoided a scooter that was also passing by and appeared to try to jump over the car, which seemed to minimize the damage to both car and animal. It looked like the side mirror and another piece got knocked off from the car and the bull was visibly shaken but looked okay as it trotted away.

In fact the hit was so smooth, police shouldn’t rule out that this cattle was a faker trying to claim insurance money.

Called “atariya” (hit specialists) in Japanese, the act of throwing oneself into a car for the purposes of insurance fraud is also a problem in China, in addition to being my favorite thing to watch on YouTube.

But I digress… Anyway, the moral of the story is to always be alert, because you never know when a bull will come charging at you from out of nowhere.

Source: Twitter/@Toychan
Top image: Pakutaso